How to open a bank account in China (what to say)

You need a Chinese bank card to make WeChat Pay fully work. Bring passport, phone number, and patience — the form has boxes even locals can't explain.

What you'll say

Tap play to hear it. Everything on this page runs in your browser — nothing is uploaded.

Heads-up: the voice you hear here is your browser’s built-in Mandarin — the app sounds considerably better. On iPhone it uses Apple’s enhanced and premium system voices, plays at real conversational speed, and has a slow mode for practising.

This device has no Chinese voice installed, so audio can’t play here. The app doesn’t have that problem — it uses the Mandarin voices built into iOS.

What they'll say back

This is the part nobody teaches. Real Mandarin comes back fast and blunt, so hear it at natural speed first.

Press play before you read. In the app, anything you miss comes back slower and then again later, until you catch it at full speed.

Other situations in Admin & banking